紀(jì)錄片提到,最理想的自由是不需要為錢奔波,從而把時(shí)間可以投入到自己真正喜歡做的事情上。
從這部記錄上中學(xué)習(xí)到的金錢觀念:
一、在準(zhǔn)備花錢時(shí),問(wèn)自己四個(gè)問(wèn)題:
need it/want it/love/like it,只購(gòu)買need it和for love兩類商品,這是真正值得花錢的地方,另外兩類的消費(fèi)要盡量減少。
二、所謂的財(cái)務(wù)自由,是FIRE=年需要的生活成本*25年,假設(shè)一年需要10萬(wàn)生活成本,那么攢夠250萬(wàn)就是財(cái)務(wù)自由了,這個(gè)時(shí)候利息能夠覆蓋生活成本。
三、省錢是最快的積累財(cái)務(wù)的方式,一定要減少不必要的支出。
As the strongest country in the world, the people in the U.S. are struggling to survive. That's absurb, but it's true.
I happen to have been lived in the U.S. for two years, from 2013-2015. I accompanied my husband to study in Ann Arbor, Michigan. At that time, we didn't have income. And as a foreigner with F2 visa, I was not allowed to work there legally. So I had plenty of time to be exposed in the society of the U.S.
聰明生活經(jīng)濟(jì)學(xué):風(fēng)靡耀眼!Americans' Frugality
轉(zhuǎn)載請(qǐng)注明網(wǎng)址: http://www.mmedi.cn/archives/id-64088.html